{"id":170,"date":"2025-10-08T07:36:34","date_gmt":"2025-10-07T22:36:34","guid":{"rendered":"https:\/\/silverfinance.co.kr\/?p=170"},"modified":"2025-10-08T07:36:34","modified_gmt":"2025-10-07T22:36:34","slug":"%ec%82%ac%ec%8b%a4%ec%97%90-%ea%b7%bc%ea%b1%b0%ed%95%9c-%ec%84%b8%ec%83%81-%eb%b3%b4%ea%b8%b0-%e3%80%8e%ed%8c%a9%ed%8a%b8%ed%92%80%eb%8b%88%ec%8a%a4factfulness%e3%80%8f%ea%b0%80-%ec%95%8c","status":"publish","type":"post","link":"https:\/\/silverfinance.co.kr\/?p=170","title":{"rendered":"\uc0ac\uc2e4\uc5d0 \uadfc\uac70\ud55c \uc138\uc0c1 \ubcf4\uae30 \u2013 \u300e\ud329\ud2b8\ud480\ub2c8\uc2a4(Factfulness)\u300f\uac00 \uc54c\ub824\uc8fc\ub294 \uc9c4\uc9dc \ud604\uc2e4 \uc778\uc2dd\ubc95"},"content":{"rendered":"\n
\"\"<\/figure>\n\n\n\n

\ucc45 \uc81c\ubaa9\uc758 \ub73b\uc774 \uad81\uae08\ud574 \uc0ac\uc804\uc744 \ucc3e\uc544\ubcf4\ub2c8 \u201c\uc0ac\uc2e4 \ucda9\uc2e4\uc131\u201d\uc774\ub77c\ub294 \uc758\ubbf8\uc600\ub2e4.
\ub2e8\uc5b4 \uc790\uccb4\ub9cc\uc73c\ub85c\ub3c4 \ubb35\uc9c1\ud55c \uc6b8\ub9bc\uc774 \uc788\uc5c8\ub2e4.<\/p>\n\n\n\n

\uc6b0\ub9ac\ub294 \uc138\uc0c1\uc744 \uc0b4\uc544\uac00\uba74\uc11c \uc218\ub9ce\uc740 \uc815\ubcf4\ub97c \uc811\ud558\uc9c0\ub9cc, \uadf8 \uc815\ubcf4\uc758 \ub300\ubd80\ubd84\uc740 \ud3b8\ud5a5\ub41c \uc2dc\uac01<\/strong>\uc5d0\uc11c \ube44\ub86f\ub41c\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc790\uc8fc \uc78a\ub294\ub2e4.
\ud329\ud2b8\ud480\ub2c8\uc2a4\ub294 \uadf8\ub7f0 \uc65c\uace1\ub41c \uc778\uc2dd\uc5d0 \uacbd\uc885\uc744 \uc6b8\ub9ac\ub294 \ucc45\uc774\ub2e4.
\uc774 \ucc45\uc740 \ub3c5\uc790\uc5d0\uac8c \uc5ec\ub7ec \uac00\uc9c0 \uc9c8\ubb38\uc744 \ub358\uc9c0\uba70 \uc2dc\uc791\ud55c\ub2e4.
\uc804 \uc138\uacc4 \uc544\ub3d9 \uc911 \uba87 \ud37c\uc13c\ud2b8\uac00 \ubc31\uc2e0\uc744 \ub9de\uc558\ub294\uc9c0, \ub0a8\uc131\uacfc \uc5ec\uc131\uc758 \ud3c9\uade0 \uad50\uc721 \uc218\uc900\uc740 \uc5bc\ub9c8\ub098 \ub2e4\ub978\uc9c0 \ub4f1\uc774\ub2e4.<\/p>\n\n\n\n

\ub180\ub77c\uc6b4 \uc810\uc740 \ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\ub4e4\uc774 \uc774\ub7ec\ud55c \uc9c8\ubb38\uc5d0 \u201c\ubb34\uc791\uc704\ub85c \ucc0d\ub294 \uac83\ubcf4\ub2e4 \ub354 \ub098\uc05c \uc815\ub2f5\ub960\u201d\uc744 \ubcf4\uc778\ub2e4\ub294 \uac83\uc774\ub2e4.
\uc989, \uc6b0\ub9ac\ub294 \uc138\uc0c1\uc744 \uc81c\ub300\ub85c \uc774\ud574\ud558\uc9c0 \ubabb\ud55c \ucc44 \uc0b4\uc544\uac00\uace0 \uc788\ub294 \uc148\uc774\ub2e4.
\uc774 \uc9c0\uc810\uc5d0\uc11c \ucc45\uc740 \uc2dc\uc791\ub41c\ub2e4.<\/p>\n\n\n\n

\n\n\n\n

\uc138\uc0c1\uc744 \ub124 \ub2e8\uacc4\ub85c \ubc14\ub77c\ubcf4\ub294 \uae30\uc900<\/h2>\n\n\n\n

\uc800\uc790\ub294 \uc138\uacc4\ub97c \uc18c\ub4dd \uc218\uc900\uc5d0 \ub530\ub77c \ud558\ub8e8 \uc218\uc785 \uae30\uc900\uc73c\ub85c 4\ub2e8\uacc4\ub85c \ub098\ub208\ub2e4.
1\ub2e8\uacc4\ub294 \ud558\ub8e8 3\ub2ec\ub7ec \ubbf8\ub9cc\uc73c\ub85c \uc0dd\uacc4\ub97c \uc720\uc9c0\ud558\ub294 \uadf9\ube48\uce35,
2\ub2e8\uacc4\ub294 \ud558\ub8e8 2~8\ub2ec\ub7ec,
3\ub2e8\uacc4\ub294 \ud558\ub8e8 8~32\ub2ec\ub7ec,
\uadf8\ub9ac\uace0 4\ub2e8\uacc4\ub294 \ud558\ub8e8 32\ub2ec\ub7ec \uc774\uc0c1\uc744 \ubc84\ub294 \uc0ac\ub78c\ub4e4\uc774\ub2e4.<\/p>\n\n\n\n

\uc6b0\ub9ac\ub294 \ud754\ud788 \u2018\uc120\uc9c4\uad6d\u2019\uacfc \u2018\uac1c\ubc1c\ub3c4\uc0c1\uad6d\u2019\uc774\ub77c\ub294 \ub2e8\uc21c\ud55c \uc774\ubd84\ubc95\uc73c\ub85c \uc138\uc0c1\uc744 \ub098\ub204\uc9c0\ub9cc, \uc2e4\uc81c\ub85c\ub294 \ub300\ubd80\ubd84\uc758 \uc778\ub958\uac00 2~3\ub2e8\uacc4 \uc218\uc900\uc5d0\uc11c \uc0b4\uc544\uac00\uace0 \uc788\ub2e4.
\uc989, \uc6b0\ub9ac\uac00 \ud0dc\uc5b4\ub098\uc11c 4\ub2e8\uacc4\uc758 \uc0b6\uc744 \ub204\ub9ac\uace0 \uc788\ub2e4\uba74 \uadf8\uac83\uc740 \ud2b9\uad8c\uc774\uc790 \ucd95\ubcf5<\/strong>\uc774\ub77c\ub294 \uc0ac\uc2e4\uc744 \uc778\uc2dd\ud574\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n

\n\n\n\n

\uc6b0\ub9ac\uac00 \uc138\uc0c1\uc744 \uc65c\uace1\ud574\uc11c \ubcf4\ub294 \uc774\uc720<\/h2>\n\n\n\n

\ud329\ud2b8\ud480\ub2c8\uc2a4\ub294 \uc778\uac04\uc758 \uc778\uc9c0\uc801 \ud3b8\ud5a5\uc5d0 \ub300\ud574 \uae4a\uc774 \ub2e4\ub8ec\ub2e4.
\uc6b0\ub9ac\ub294 \ubbf8\ub514\uc5b4\uac00 \uc804\ub2ec\ud558\ub294 \uc790\uadf9\uc801\uc778 \ub274\uc2a4\uc640 \uc0ac\ud68c \ud604\uc0c1\uc744 \ubcf4\uba70, \uc138\uc0c1\uc774 \uc810\uc810 \ub098\ube60\uc9c0\uace0 \uc788\ub2e4\uace0 \ubbff\ub294\ub2e4.
\ud558\uc9c0\ub9cc \ub370\uc774\ud130\ub294 \uc815\ubc18\ub300\ub97c \ub9d0\ud55c\ub2e4.<\/p>\n\n\n\n

\uc608\ub97c \ub4e4\uc5b4, \ube44\ud589\uae30 \uc0ac\uace0<\/strong>\ub294 \ub9e4\uc6b0 \ub4dc\ubb3c\uc9c0\ub9cc \uc804 \uc138\uacc4 \ub274\uc2a4\uc758 \ud5e4\ub4dc\ub77c\uc778\uc744 \uc7a5\uc2dd\ud55c\ub2e4.
\ubc18\uba74, \uad50\ud1b5\uc0ac\uace0\ub85c \ub9e4\uc77c \uc218\ucc9c \uba85\uc774 \uc0ac\ub9dd\ud55c\ub2e4<\/strong>\ub294 \uc0ac\uc2e4\uc740 \uadf8\ub9ac \uc8fc\ubaa9\ubc1b\uc9c0 \uc54a\ub294\ub2e4.
\uc6b0\ub9ac\uc758 \ub1cc\ub294 \ub4dc\ubb3c\uace0 \uadf9\uc801\uc778 \uc0ac\uac74\uc5d0 \uc9d1\uc911\ud558\ub3c4\ub85d \uc124\uacc4\ub418\uc5b4 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n\n\n\n

\uc774\ucc98\ub7fc \uc6b0\ub9ac\ub294 \ud655\ub960\uc801\uc73c\ub85c \uac70\uc758 \uc77c\uc5b4\ub098\uc9c0 \uc54a\ub294 \uc0ac\uac74\uc744 \ub9c8\uce58 \uc77c\uc0c1\uc801\uc778 \uc704\ud5d8\ucc98\ub7fc \uc778\uc2dd\ud558\uba70,
\uc2e4\uc81c\ubcf4\ub2e4 \ub354 \ubd88\uc548\ud558\uace0 \ube44\uad00\uc801\uc778 \uc138\uc0c1\uc744 \ub9cc\ub4e4\uc5b4 \ub0b8\ub2e4.
\ud329\ud2b8\ud480\ub2c8\uc2a4\ub294 \uc774 \uc624\ub958\ub97c \u201c\ub4dc\ub77c\ub9c8\ud2f1 \ubcf8\ub2a5\u201d\uc774\ub77c \ubd80\ub974\uba70,
\uc138\uc0c1\uc744 \uc0ac\uc2e4\ubcf4\ub2e4 \ub354 \uadf9\uc801\uc73c\ub85c \uc778\uc2dd\ud558\ub824\ub294 \uc6b0\ub9ac\uc758 \ubcf8\ub2a5\uc744 \uacbd\uacc4\ud574\uc57c \ud55c\ub2e4\uace0 \ub9d0\ud55c\ub2e4.<\/p>\n\n\n\n

\n\n\n\n

\uc0ac\uc2e4\uc744 \ubcf4\ub294 \uc62c\ubc14\ub978 \ubc29\ubc95: \ube44\uad50\uc640 \ub9e5\ub77d<\/h2>\n\n\n\n

\uc800\uc790\ub294 \u201c\ube44\uad50\uc758 \uc911\uc694\uc131\u201d\uc744 \uac15\uc870\ud55c\ub2e4.
\ud55c \uac00\uc9c0 \uc218\uce58\ub9cc \ubcf4\uace0 \ud310\ub2e8\ud558\ub294 \uac83\uc740 \uc704\ud5d8\ud558\ub2e4.
\uc804\uccb4 \uc22b\uc790\uac00 \ub298\uc5b4\ub0ac\ub2e4\uace0 \ud574\uc11c \uc0c1\ud669\uc774 \ub098\ube60\uc9c4 \uac83\uc740 \uc544\ub2d0 \uc218 \uc788\ub2e4.
\uc608\ub97c \ub4e4\uc5b4, \uc5b4\ub5a4 \uc9c8\ubcd1\uc758 \ud658\uc790 \uc218\uac00 \ub298\uc5c8\ub2e4\uace0 \ud574\ub3c4 \uc778\uad6c\uac00 \ub450 \ubc30\ub85c \ub298\uc5b4\ub0ac\ub2e4\uba74, \uc778\uad6c \ub300\ube44 \ubc1c\uc0dd\ub960\uc740 \uc624\ud788\ub824 \uc904\uc5b4\ub4e0 \uc148\uc774\ub2e4.<\/p>\n\n\n\n

\ud329\ud2b8\ud480\ub2c8\uc2a4\ub294 \ub370\uc774\ud130\ub97c \ub2e4\uc591\ud55c \uad00\uc810\uc5d0\uc11c \ube44\uad50\ud558\uace0 \ud574\uc11d\ud558\ub294 \ub2a5\ub825<\/strong>\uc774\uc57c\ub9d0\ub85c
\uc9c4\uc9dc \u2018\ud329\ud2b8\u2019\ub97c \uc774\ud574\ud558\ub294 \ud798\uc774\ub77c\uace0 \uac15\uc870\ud55c\ub2e4.
\ub610\ud55c \u201880\/20 \ubc95\uce59\u2019\uc744 \uc0c1\uae30\uc2dc\ud0a8\ub2e4.
\ubb38\uc81c\uc758 \ub300\ubd80\ubd84\uc740 \uc18c\uc218\uc758 \ud575\uc2ec \uc694\uc778(20%)\uc5d0\uc11c \ube44\ub86f\ub418\uba70,
\uadf8 \ud575\uc2ec\uc744 \ud30c\uc545\ud558\ub294 \uac83\uc774 \ub354 \ud070 \ubcc0\ud654\ub97c \ub9cc\ub4e0\ub2e4.<\/p>\n\n\n\n

\n\n\n\n

\uacb8\uc190\uacfc \ud638\uae30\uc2ec \u2014 \uc9c4\uc2e4\uc744 \ud5a5\ud55c \ud0dc\ub3c4<\/h2>\n\n\n\n

\uc800\uc790\ub294 \uc6b0\ub9ac\uac00 \uc544\uc774\ub4e4\uc5d0\uac8c \ubb34\uc5c7\ubcf4\ub2e4\ub3c4 \uacb8\uc190\uacfc \ud638\uae30\uc2ec<\/strong>\uc744 \uac00\ub974\uccd0\uc57c \ud55c\ub2e4\uace0 \ub9d0\ud55c\ub2e4.
\ub0b4\uac00 \uc54c\uace0 \uc788\ub294 \uc0ac\uc2e4\uc774 \uc5b8\uc81c\ub4e0 \ud2c0\ub9b4 \uc218 \uc788\ub2e4\ub294 \uacb8\uc190,
\uadf8\ub9ac\uace0 \uc0c8\ub85c\uc6b4 \uad00\uc810\uc744 \ubc1b\uc544\ub4e4\uc774\ub824\ub294 \ud638\uae30\uc2ec\uc774\uc57c\ub9d0\ub85c \uc9c4\uc9dc \uc9c0\uc131\uc758 \ucd9c\ubc1c\uc810\uc774\ub2e4.<\/p>\n\n\n\n

\uc6b0\ub9ac\ub294 \uc885\uc885 \u201c\ub0b4\uac00 \uc633\uace0, \ub108\ub294 \ud2c0\ub838\ub2e4\u201d\ub294 \uc2dd\uc758 \uc0ac\uace0\uc5d0 \uc775\uc219\ud558\ub2e4.
\uadf8\ub7ec\ub098 \uc800\uc790\ub294 \uc774\ub807\uac8c \ub9d0\ud55c\ub2e4.<\/p>\n\n\n\n

\n

\u201c\uc6b0\ub9ac\uac00 \uc633\ub2e4\uace0 \ubbff\ub294 \uac83\uc774 \uc5b8\uc81c\ub098 \uc633\uc740 \uac83\uc740 \uc544\ub2c8\ub2e4.\u201d<\/p>\n<\/blockquote>\n\n\n\n

\ub2e4\ub978 \uc0ac\ub78c\ub4e4\ub3c4 \uc790\uc2e0\uc774 \uc633\ub2e4\uace0 \ubbff\uae30 \ub54c\ubb38\uc5d0 \ud589\ub3d9\ud55c\ub2e4\ub294 \uc810\uc744 \uc774\ud574\ud55c\ub2e4\uba74,
\uc6b0\ub9ac\ub294 \uc138\uc0c1\uc744 \ub354 \uad00\ub300\ud558\uac8c \ubc14\ub77c\ubcfc \uc218 \uc788\ub2e4.<\/p>\n\n\n\n

\n\n\n\n

\ud329\ud2b8\ud480\ub2c8\uc2a4\uac00 \uc804\ud558\ub294 \uad50\ud6c8<\/h2>\n\n\n\n

\ud329\ud2b8\ud480\ub2c8\uc2a4\ub294 \ub2e8\uc21c\ud788 \ub370\uc774\ud130\ub098 \ud1b5\uacc4 \uc774\uc57c\uae30\ub97c \ub118\uc5b4,
\u201c\uc138\uc0c1\uc744 \ubc14\ub77c\ubcf4\ub294 \ud0dc\ub3c4\u201d\ub97c \uadfc\ubcf8\uc801\uc73c\ub85c \ubc14\uafd4\uc8fc\ub294 \ucc45\uc774\ub2e4.<\/p>\n\n\n\n

\uc800\uc790\ub294 \uc778\ub958\uac00 \uacaa\uc740 \uc138\uacc4\ub300\uc804, \uae08\uc735\uc704\uae30, \uc804\uc5fc\ubcd1, \uae30\ud6c4\ubcc0\ud654, \ube48\uace4 \ubb38\uc81c<\/strong> \ub4f1
\uc6b0\ub824\ud560 \ub9cc\ud55c \uc0ac\uac74\ub4e4\uc744 \ubd84\uc11d\ud558\uba70,
\uc774 \ubaa8\ub4e0 \ubb38\uc81c\ub4e4 \uc5ed\uc2dc \uc6b0\ub9ac\uac00 \ub0c9\uc815\ud558\uac8c \uc0ac\uc2e4\uc744 \ubc14\ud0d5\uc73c\ub85c \ub300\uc751\ud574\uc57c \ud560 \ub300\uc0c1\uc784\uc744 \ub9d0\ud55c\ub2e4.<\/p>\n\n\n\n

\uc6b0\ub9ac\uac00 \uc138\uc0c1\uc744 \uae0d\uc815\uc801\uc73c\ub85c \ubc14\ub77c\ubcf4\ub294 \uac83\uc740 \ub2e8\uc21c\ud55c \ub099\uad00\uc8fc\uc758\uac00 \uc544\ub2c8\ub2e4.
\uc0ac\uc2e4\uc744 \uae30\ubc18\uc73c\ub85c \ud55c \ud76c\ub9dd\uc774\uc57c\ub9d0\ub85c \uc9c4\uc9dc \ud604\uc2e4\uc801 \ub099\uad00\uc8fc\uc758(Realistic Optimism)<\/strong> \uc774\ub2e4.<\/p>\n\n\n\n

\n\n\n\n

\uacb0\ub860: \ub098\ub294 \ud2c0\ub9b4 \uc218 \uc788\ub2e4, \uadf8\ub798\uc11c \uc131\uc7a5\ud55c\ub2e4<\/h2>\n\n\n\n

\ucc45\uc744 \ub2e4 \uc77d\uace0 \ub098\uc11c \ub0b4 \uc548\uc5d0 \ub0a8\uc740 \ubb38\uc7a5\uc740 \ud558\ub098\uc600\ub2e4.<\/p>\n\n\n\n

\n

\u201c\ub098\ub294 \ud2c0\ub9b4 \uc218 \uc788\ub2e4.\u201d<\/p>\n<\/blockquote>\n\n\n\n

\uc774 \ub2e8\uc21c\ud55c \uc790\uac01\uc774 \ub098\ub97c \uacb8\uc190\ud558\uac8c \ub9cc\ub4e4\uc5c8\ub2e4.
\ub0b4\uac00 \uc0ac\uc2e4\uc774\ub77c\uace0 \ubbff\ub294 \uac83\uc774 \uc5b8\uc81c\ub4e0 \ubc14\ub014 \uc218 \uc788\ub2e4\ub294 \uc0dd\uac01\uc740
\uc138\uc0c1\uc744 \ud6e8\uc52c \ub354 \ub113\uac8c \ubc14\ub77c\ubcf4\uac8c \ud574\uc900\ub2e4.<\/p>\n\n\n\n

\ud329\ud2b8\ud480\ub2c8\uc2a4\ub294 \ub098\uc5d0\uac8c \u201c\uc0ac\uc2e4\uc744 \ubcf4\ub294 \uc5f0\uc2b5\u201d\uc744 \uac00\ub974\uccd0 \uc900 \ucc45\uc774\ub2e4.
\uadf8\ub9ac\uace0 \uc774 \uc5f0\uc2b5\uc740 \ub2e8\uc9c0 \uc9c0\uc2dd\uc758 \uc601\uc5ed\uc5d0 \uadf8\uce58\uc9c0 \uc54a\uace0,
\uc0b6\uc744 \ub300\ud558\ub294 \ud0dc\ub3c4 \u2014 \ub098 \uc790\uc2e0\uc744 \ub354 \uae4a\uc774 \uc774\ud574\ud558\ub294 \uc5ec\uc815\uc73c\ub85c \uc774\uc5b4\uc9c4\ub2e4.<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

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